diff --git a/CHANGELOG.md b/CHANGELOG.md
index 7a93634..bfc854f 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -147,6 +147,27 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
   (development) packages with sysusers.d/tmpfiles.d integration
   ([#21](https://github.com/jmcorgan/fips/pull/21),
   [@dskvr](https://github.com/dskvr))
+- `transports.udp.outbound_only` (default `false`). When true, the UDP
+  transport binds a kernel-assigned ephemeral port (`0.0.0.0:0`) instead
+  of the configured `bind_addr`, refuses inbound handshakes, and is
+  never advertised on Nostr regardless of `advertise_on_nostr`. Use
+  this to participate in the mesh as a pure client — initiate outbound
+  links without exposing an inbound listener on a known port.
+  Implements the long-form fix for `udp.bind_addr: "127.0.0.1:..."`
+  not actually working as a workaround (Linux pins the loopback source
+  IP, dropping outbound flows to external peers at the routing layer)
+- `transports.udp.accept_connections` (default `true`). Mirrors the
+  Ethernet/BLE knob; setting to `false` produces a "client" posture
+  (initiate outbound, refuse inbound msg1 from new addresses). The
+  Node-level handshake gate carves out msg1 from peers already
+  established on this transport so rekey continues to work
+  (ISSUE-2026-0004). Affects every transport via the `Transport` trait
+- Startup validation now rejects `transports.udp[*].bind_addr` set to a
+  loopback address when at least one peer has a non-loopback UDP
+  address. Replaces the silent "peer link won't establish" failure
+  mode where Linux's source-address routing check dropped outbound
+  flows from the loopback-bound socket. `outbound_only: true` is
+  exempt from the check (it overrides `bind_addr` to `0.0.0.0:0`)
 - `packaging/debian/build-deb.sh` now auto-derives a per-commit Debian
   Version field for dev builds (Cargo.toml version ending in `-dev`)
   using the form `<base>~dev+git<YYYYMMDD>.<sha>[.dirty]-1`, e.g.
diff --git a/packaging/common/fips.yaml b/packaging/common/fips.yaml
index 209d33a..a3b8b3c 100644
--- a/packaging/common/fips.yaml
+++ b/packaging/common/fips.yaml
@@ -59,6 +59,11 @@ transports:
     bind_addr: "0.0.0.0:2121"
     # advertise_on_nostr: true
     # public: false # false => advertise udp:nat; true => advertise bound host:port
+    # accept_connections: true # default; refuse inbound msg1 when false
+    # outbound_only: false     # true => bind ephemeral, no listener on a
+    #                          # known port. Forces advertise_on_nostr=false
+    #                          # and accept_connections=false. Pure-client
+    #                          # posture; bind_addr is ignored.
 
   tcp:
     # Accepts inbound connections. No static outbound peers.
diff --git a/src/config/mod.rs b/src/config/mod.rs
index 1c911b1..3adbda2 100644
--- a/src/config/mod.rs
+++ b/src/config/mod.rs
@@ -52,6 +52,31 @@ const KEY_FILENAME: &str = "fips.key";
 /// Default public key filename, placed alongside the key file.
 const PUB_FILENAME: &str = "fips.pub";
 
+/// Returns true if the textual `host:port` form refers to a loopback host.
+/// Recognizes IPv4 `127.x.x.x`, IPv6 `::1` (with or without brackets), and
+/// the literal string `localhost`. Hostnames are conservatively assumed to
+/// be non-loopback. Used by `Config::validate()` to reject misconfigured
+/// loopback UDP binds combined with non-loopback peer addresses (see
+/// ISSUE-2026-0005).
+fn is_loopback_addr_str(addr: &str) -> bool {
+    // Bracketed IPv6: `[::1]:port`
+    if let Some(rest) = addr.strip_prefix('[')
+        && let Some(end) = rest.find(']')
+    {
+        let host = &rest[..end];
+        return host == "::1";
+    }
+    // Plain `host:port` — split on the rightmost ':'.
+    let host = match addr.rsplit_once(':') {
+        Some((h, _)) => h,
+        None => addr,
+    };
+    host == "localhost"
+        || host == "::1"
+        || host == "0:0:0:0:0:0:0:1"
+        || host.starts_with("127.")
+}
+
 /// Derive the key file path from a config file path.
 pub fn key_file_path(config_path: &Path) -> PathBuf {
     config_path
@@ -600,6 +625,34 @@ impl Config {
             }
         }
 
+        // Reject loopback UDP bind combined with non-loopback peer addresses.
+        // Linux pins the source IP to a loopback-bound socket, so packets
+        // sent from such a socket to external peers are dropped at the
+        // routing layer with no clear error in the daemon log. See
+        // ISSUE-2026-0005. Outbound-only mode is exempt because it
+        // overrides bind_addr to 0.0.0.0:0 (kernel-picked source).
+        for (name, cfg) in self.transports.udp.iter() {
+            if cfg.outbound_only() {
+                continue;
+            }
+            if is_loopback_addr_str(cfg.bind_addr()) {
+                let any_external_peer = self.peers.iter().any(|peer| {
+                    peer.addresses
+                        .iter()
+                        .any(|a| a.transport == "udp" && !is_loopback_addr_str(&a.addr))
+                });
+                if any_external_peer {
+                    let label = name.unwrap_or("(unnamed)");
+                    return Err(ConfigError::Validation(format!(
+                        "transports.udp[{label}].bind_addr is loopback ({}) but at least one peer has a non-loopback UDP address; \
+                         fips cannot reach external peers from a loopback-bound socket. \
+                         Use bind_addr: \"0.0.0.0:2121\" (with kernel-firewall hardening if exposure is a concern), or set outbound_only: true.",
+                        cfg.bind_addr()
+                    )));
+                }
+            }
+        }
+
         Ok(())
     }
 
@@ -1293,4 +1346,106 @@ peers:
         let err = config.validate().expect_err("validation should fail");
         assert!(err.to_string().contains("stun_servers"));
     }
+
+    #[test]
+    fn test_is_loopback_addr_str() {
+        assert!(is_loopback_addr_str("127.0.0.1:2121"));
+        assert!(is_loopback_addr_str("127.0.0.5:9999"));
+        assert!(is_loopback_addr_str("[::1]:2121"));
+        assert!(is_loopback_addr_str("::1:2121"));
+        assert!(is_loopback_addr_str("localhost:80"));
+        assert!(!is_loopback_addr_str("0.0.0.0:2121"));
+        assert!(!is_loopback_addr_str("192.168.1.1:2121"));
+        assert!(!is_loopback_addr_str("[fd00::1]:2121"));
+        assert!(!is_loopback_addr_str("core-vm.tail65015.ts.net:2121"));
+        assert!(!is_loopback_addr_str("example.com:443"));
+    }
+
+    #[test]
+    fn test_validate_loopback_bind_with_external_peer_rejected() {
+        use crate::config::PeerAddress;
+        let mut config = Config::default();
+        config.transports.udp = TransportInstances::Single(UdpConfig {
+            bind_addr: Some("127.0.0.1:2121".to_string()),
+            ..Default::default()
+        });
+        config.peers = vec![PeerConfig {
+            npub: "npub1peer".to_string(),
+            addresses: vec![PeerAddress::new("udp", "core-vm.tail65015.ts.net:2121")],
+            ..Default::default()
+        }];
+
+        let err = config.validate().expect_err("validation should fail");
+        let msg = err.to_string();
+        assert!(msg.contains("loopback"), "got: {msg}");
+        assert!(msg.contains("non-loopback"), "got: {msg}");
+    }
+
+    #[test]
+    fn test_validate_loopback_bind_with_loopback_peer_ok() {
+        use crate::config::PeerAddress;
+        let mut config = Config::default();
+        config.transports.udp = TransportInstances::Single(UdpConfig {
+            bind_addr: Some("127.0.0.1:2121".to_string()),
+            ..Default::default()
+        });
+        config.peers = vec![PeerConfig {
+            npub: "npub1peer".to_string(),
+            addresses: vec![PeerAddress::new("udp", "127.0.0.2:2121")],
+            ..Default::default()
+        }];
+
+        config
+            .validate()
+            .expect("loopback peer with loopback bind should validate");
+    }
+
+    #[test]
+    fn test_validate_outbound_only_exempt_from_loopback_check() {
+        use crate::config::PeerAddress;
+        let mut config = Config::default();
+        // outbound_only overrides bind_addr → 0.0.0.0:0; the loopback
+        // check must skip this transport entirely.
+        config.transports.udp = TransportInstances::Single(UdpConfig {
+            bind_addr: Some("127.0.0.1:2121".to_string()),
+            outbound_only: Some(true),
+            ..Default::default()
+        });
+        config.peers = vec![PeerConfig {
+            npub: "npub1peer".to_string(),
+            addresses: vec![PeerAddress::new("udp", "core-vm.tail65015.ts.net:2121")],
+            ..Default::default()
+        }];
+
+        config
+            .validate()
+            .expect("outbound_only should be exempt from the loopback check");
+    }
+
+    #[test]
+    fn test_outbound_only_forces_ephemeral_bind() {
+        let cfg = UdpConfig {
+            bind_addr: Some("127.0.0.1:2121".to_string()),
+            outbound_only: Some(true),
+            ..Default::default()
+        };
+        assert_eq!(cfg.bind_addr(), "0.0.0.0:0");
+        assert!(cfg.outbound_only());
+    }
+
+    #[test]
+    fn test_outbound_only_forces_advertise_off() {
+        let cfg = UdpConfig {
+            advertise_on_nostr: Some(true),
+            outbound_only: Some(true),
+            ..Default::default()
+        };
+        assert!(!cfg.advertise_on_nostr());
+    }
+
+    #[test]
+    fn test_udp_accept_connections_default_true() {
+        let cfg = UdpConfig::default();
+        assert!(cfg.accept_connections());
+    }
 }
diff --git a/src/config/transport.rs b/src/config/transport.rs
index 8257159..ac2a150 100644
--- a/src/config/transport.rs
+++ b/src/config/transport.rs
@@ -24,6 +24,9 @@ const DEFAULT_UDP_SEND_BUF: usize = 2 * 1024 * 1024;
 #[serde(deny_unknown_fields)]
 pub struct UdpConfig {
     /// Bind address (`bind_addr`). Defaults to "0.0.0.0:2121".
+    ///
+    /// When `outbound_only = true`, this field is ignored and the transport
+    /// binds to `0.0.0.0:0` (kernel-assigned ephemeral port) regardless.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub bind_addr: Option<String>,
 
@@ -40,7 +43,7 @@ pub struct UdpConfig {
     pub send_buf_size: Option<usize>,
 
     /// Whether this transport should be advertised on Nostr overlay discovery.
-    /// Default: false.
+    /// Default: false. Implicitly forced false when `outbound_only = true`.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub advertise_on_nostr: Option<bool>,
 
@@ -51,12 +54,39 @@ pub struct UdpConfig {
     /// Default: false.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub public: Option<bool>,
+    /// Outbound-only mode. When true, the transport binds to a kernel-
+    /// assigned ephemeral port (`0.0.0.0:0`) instead of the configured
+    /// `bind_addr`, refuses inbound handshake msg1, and is never
+    /// advertised on Nostr regardless of `advertise_on_nostr`. Use this
+    /// to participate in the mesh as a pure client — initiate outbound
+    /// links without exposing an inbound listener on a known port.
+    /// Default: false.
+    #[serde(default, skip_serializing_if = "Option::is_none")]
+    pub outbound_only: Option<bool>,
+
+    /// Accept inbound handshake msg1 from new peers. Default: true.
+    /// Setting this to false combined with `auto_connect: true` on
+    /// peer-side configurations gives a "client" posture: this node
+    /// initiates outbound links but refuses inbound handshakes from
+    /// unfamiliar addresses. The Node-level gate at
+    /// `src/node/handlers/handshake.rs` carves out msg1 from peers
+    /// already established on this transport (so rekey continues to
+    /// work) — see ISSUE-2026-0004.
+    #[serde(default, skip_serializing_if = "Option::is_none")]
+    pub accept_connections: Option<bool>,
 }
 
 impl UdpConfig {
     /// Get the bind address, using default if not configured.
+    ///
+    /// When `outbound_only = true`, returns `0.0.0.0:0` so the kernel picks
+    /// an ephemeral source port and no listener is exposed on a known port.
     pub fn bind_addr(&self) -> &str {
-        self.bind_addr.as_deref().unwrap_or(DEFAULT_UDP_BIND_ADDR)
+        if self.outbound_only() {
+            "0.0.0.0:0"
+        } else {
+            self.bind_addr.as_deref().unwrap_or(DEFAULT_UDP_BIND_ADDR)
+        }
     }
 
     /// Get the UDP MTU, using default if not configured.
@@ -75,14 +105,29 @@ impl UdpConfig {
     }
 
     /// Whether this UDP transport should be advertised on Nostr discovery.
+    /// Always false when `outbound_only = true`.
     pub fn advertise_on_nostr(&self) -> bool {
-        self.advertise_on_nostr.unwrap_or(false)
+        if self.outbound_only() {
+            false
+        } else {
+            self.advertise_on_nostr.unwrap_or(false)
+        }
     }
 
     /// Whether this UDP transport should be advertised as directly reachable.
     pub fn is_public(&self) -> bool {
         self.public.unwrap_or(false)
     }
+
+    /// Whether this transport runs in outbound-only mode. Default: false.
+    pub fn outbound_only(&self) -> bool {
+        self.outbound_only.unwrap_or(false)
+    }
+
+    /// Whether this transport accepts inbound handshakes. Default: true.
+    pub fn accept_connections(&self) -> bool {
+        self.accept_connections.unwrap_or(true)
+    }
 }
 
 /// Transport instances - either a single config or named instances.
diff --git a/src/transport/udp/mod.rs b/src/transport/udp/mod.rs
index a5b2482..c86dbe7 100644
--- a/src/transport/udp/mod.rs
+++ b/src/transport/udp/mod.rs
@@ -144,6 +144,13 @@ impl UdpTransport {
 
         self.state = TransportState::Starting;
 
+        if self.config.outbound_only() && self.config.bind_addr.is_some() {
+            warn!(
+                configured_bind_addr = ?self.config.bind_addr,
+                "udp.outbound_only = true; configured bind_addr is ignored, binding to 0.0.0.0:0"
+            );
+        }
+
         // Parse bind address
         let bind_addr: SocketAddr = self
             .config
@@ -367,6 +374,20 @@ impl Transport for UdpTransport {
         // Peer configuration is handled at the node level, not transport level
         Ok(Vec::new())
     }
+
+    /// Whether the transport accepts inbound handshake initiations.
+    /// `outbound_only` mode forces this to false; otherwise reflects the
+    /// `accept_connections` config field (default: true). Note that the
+    /// hard gate is at the Node level (see ISSUE-2026-0004 fix in
+    /// `src/node/handlers/handshake.rs`); this method is what that gate
+    /// consults for transports that lack runtime-state-based filtering.
+    fn accept_connections(&self) -> bool {
+        if self.config.outbound_only() {
+            false
+        } else {
+            self.config.accept_connections()
+        }
+    }
 }
 
 impl Drop for UdpTransport {
@@ -474,10 +495,7 @@ mod tests {
         UdpConfig {
             bind_addr: Some(format!("127.0.0.1:{}", port)),
             mtu: Some(1280),
-            recv_buf_size: None,
-            send_buf_size: None,
-            advertise_on_nostr: None,
-            public: None,
+            ..Default::default()
         }
     }
 
@@ -705,6 +723,77 @@ mod tests {
         assert_eq!(cong.recv_drops, Some(0));
     }
 
+    #[test]
+    fn test_accept_connections_default_true() {
+        let (tx, _rx) = packet_channel(100);
+        let transport = UdpTransport::new(TransportId::new(1), None, make_config(0), tx);
+        // Default UdpConfig has accept_connections unset → true.
+        assert!(transport.accept_connections());
+    }
+
+    #[test]
+    fn test_accept_connections_false_when_configured() {
+        let (tx, _rx) = packet_channel(100);
+        let transport = UdpTransport::new(
+            TransportId::new(1),
+            None,
+            UdpConfig {
+                bind_addr: Some("127.0.0.1:0".to_string()),
+                accept_connections: Some(false),
+                ..Default::default()
+            },
+            tx,
+        );
+        assert!(!transport.accept_connections());
+    }
+
+    #[test]
+    fn test_accept_connections_forced_false_in_outbound_only() {
+        let (tx, _rx) = packet_channel(100);
+        let transport = UdpTransport::new(
+            TransportId::new(1),
+            None,
+            UdpConfig {
+                outbound_only: Some(true),
+                accept_connections: Some(true), // explicit true; outbound_only wins
+                ..Default::default()
+            },
+            tx,
+        );
+        assert!(!transport.accept_connections());
+    }
+
+    #[tokio::test]
+    async fn test_outbound_only_binds_ephemeral() {
+        // outbound_only=true must override bind_addr to 0.0.0.0:0 so the
+        // kernel picks a source port and there is no listener on a known
+        // port. The runtime should bind successfully even if `bind_addr`
+        // is explicitly set in the config (a warn fires; not asserted
+        // here).
+        let (tx, _rx) = packet_channel(100);
+        let mut transport = UdpTransport::new(
+            TransportId::new(1),
+            None,
+            UdpConfig {
+                bind_addr: Some("127.0.0.1:65535".to_string()),
+                outbound_only: Some(true),
+                ..Default::default()
+            },
+            tx,
+        );
+
+        transport.start_async().await.unwrap();
+        let local = transport.local_addr().unwrap();
+        // Ephemeral port: kernel-assigned, non-zero, never matches the
+        // configured 65535 (since outbound_only ignored bind_addr).
+        assert_ne!(local.port(), 65535);
+        assert!(local.port() > 0);
+        // Source IP picked by the kernel; v4 INADDR_ANY before binding,
+        // resolves to 0.0.0.0 on the local end.
+        assert!(local.ip().is_unspecified());
+        transport.stop_async().await.unwrap();
+    }
+
     #[tokio::test]
     async fn test_punch_probe_dropped() {
         let (tx_recv, mut rx_recv) = packet_channel(100);